{"id":3958,"date":"2022-05-11T17:30:31","date_gmt":"2022-05-11T21:30:31","guid":{"rendered":"https:\/\/www.law.georgetown.edu\/?page_id=305216"},"modified":"2026-04-21T20:55:33","modified_gmt":"2026-04-21T20:55:33","slug":"loan-adjustment","status":"publish","type":"page","link":"https:\/\/www.law.georgetown.edu\/admissions-aid\/financial-aid\/managing-your-financial-aid\/loan-adjustment\/","title":{"rendered":"Loan Adjustment"},"content":{"rendered":"<h2 style=\"text-align: center\"><strong>Submission Deadlines:<\/strong><\/h2>\n<p style=\"text-align: center\"><strong>Fall Semester &#8211; December 6th\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/strong><strong>Spring Semester &#8211; April 15th<\/strong><\/p>\n<p><strong>**<\/strong>Please refer to your financial aid notification and\/or your student account in <a href=\"https:\/\/guexperience.georgetown.edu\/\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"cx_external_link\"><span class=\"cx_external_hyperlink\">GU Experience<\/span><span class=\"visually_hide\">(This link opens in a new tab)<\/span><span class=\"cx_external_icon\"><\/span><\/a> to determine what you have available to increase or decrease.<\/p>\n<p style=\"text-align: center\"><strong>Loan Adjustment Request is now closed for the 25-26 school year.<br \/>\n<\/strong><br \/>\nFall semester requests received after August 1st and Spring semester requests received after December 1st may be processed <strong>AFTER<\/strong> the Add\/Drop period for the upcoming semester.<\/p>\n<p><strong>*Notes regarding increases to your Federal loans:<\/strong><\/p>\n<p>The Department of Education assess fees to originate (create) <strong>ALL<\/strong>\u00a0federal loans. The Federal Direct Unsubsidized Stafford Loan has a current\u00a0<strong>origination fee of\u00a0<\/strong><strong>1.057%<\/strong>\u00a0and the Federal Direct Graduate PLUS (GradPLUS) Loan has a current\u00a0<strong>origination fee of\u00a0<\/strong><strong>4.228%<\/strong>. The amount that is originated on your behalf will be processed to\u00a0<strong>include these fees<\/strong>. The amount that you will see on your financial aid award in <a href=\"https:\/\/guexperience.georgetown.edu\/\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"cx_external_link\"><span class=\"cx_external_hyperlink\">GU Experience<\/span><span class=\"visually_hide\">(This link opens in a new tab)<\/span><span class=\"cx_external_icon\"><\/span><\/a> will be higher by the amount of these fees. The amount that will post to your student account and is refunded to you, will be <strong>lower<\/strong> by the amount of these origination fees or the direct amount that you specify.<\/p>\n<p><strong>*Please remember \u2013<\/strong> your student loans are debt obligations and we encourage you to stay informed of your borrowing by regularly checking your student account and financial aid awards via <a href=\"https:\/\/guexperience.georgetown.edu\/\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"cx_external_link\"><span class=\"cx_external_hyperlink\">GU Experience<\/span><span class=\"visually_hide\">(This link opens in a new tab)<\/span><span class=\"cx_external_icon\"><\/span><\/a>. We also encourage you to use, in addition to counseling from our office, additional free financial aid tools, calculators and advice available through sites such as\u00a0<a href=\"https:\/\/www.accesslex.org\/student-loan-calculator\/#\/\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"cx_external_link\"><span class=\"cx_external_hyperlink\">AccessLex<\/span><span class=\"visually_hide\">(This link opens in a new tab)<\/span><span class=\"cx_external_icon\"><\/span><\/a>,\u00a0<a href=\"https:\/\/finaid.org\/\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"cx_external_link\"><span class=\"cx_external_hyperlink\">finaid.org<\/span><span class=\"visually_hide\">(This link opens in a new tab)<\/span><span class=\"cx_external_icon\"><\/span><\/a>\u00a0and to check your complete federal loan history via your NSLDS (National Student Loan Data System) Report at\u00a0<a href=\"https:\/\/studentaid.gov\/\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"cx_external_link\"><span class=\"cx_external_hyperlink\">Studentaid.gov<\/span><span class=\"visually_hide\">(This link opens in a new tab)<\/span><span class=\"cx_external_icon\"><\/span><\/a>\u00a0(navigate to your Dashboard). Commercial\/private loan borrowers should check loan history on your\u00a0<a href=\"http:\/\/www.annualcreditreport.com\/\" target=\"_blank\" rel=\"noopener noreferrer\" class=\"cx_external_link\"><span class=\"cx_external_hyperlink\">credit reports<\/span><span class=\"visually_hide\">(This link opens in a new tab)<\/span><span class=\"cx_external_icon\"><\/span><\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Submission Deadlines: Fall Semester &#8211; December 6th\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Spring Semester &#8211; April 15th **Please refer to your financial aid notification and\/or your student account [&hellip;]<\/p>\n","protected":false},"author":107,"featured_media":0,"parent":3747,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"footnotes":"","_tec_slr_enabled":"","_tec_slr_layout":""},"class_list":["post-3958","page","type-page","status-publish","hentry"],"acf":[],"ticketed":false,"_links":{"self":[{"href":"https:\/\/www.law.georgetown.edu\/admissions-aid\/wp-json\/wp\/v2\/pages\/3958","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.law.georgetown.edu\/admissions-aid\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.law.georgetown.edu\/admissions-aid\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.law.georgetown.edu\/admissions-aid\/wp-json\/wp\/v2\/users\/107"}],"replies":[{"embeddable":true,"href":"https:\/\/www.law.georgetown.edu\/admissions-aid\/wp-json\/wp\/v2\/comments?post=3958"}],"version-history":[{"count":1,"href":"https:\/\/www.law.georgetown.edu\/admissions-aid\/wp-json\/wp\/v2\/pages\/3958\/revisions"}],"predecessor-version":[{"id":11027,"href":"https:\/\/www.law.georgetown.edu\/admissions-aid\/wp-json\/wp\/v2\/pages\/3958\/revisions\/11027"}],"up":[{"embeddable":true,"href":"https:\/\/www.law.georgetown.edu\/admissions-aid\/wp-json\/wp\/v2\/pages\/3747"}],"wp:attachment":[{"href":"https:\/\/www.law.georgetown.edu\/admissions-aid\/wp-json\/wp\/v2\/media?parent=3958"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}