Perkins Loans

Perkins loans are federal, need-based loans that are interest-free to students until they enter repayment.  During repayment, the loan accumulates interest at a fixed 5% rate.  Perkins loans have a 9-month grace period after graduation (or the end of at least half-time enrollment) and, if included in a federal Direct Consolidation loan, are eligible for Income-Based Repayment, Public Service Loan Forgiveness and Georgetown Law's Loan Repayment Assistance Program.

Because the funds that support the program are extremely limited and are federally subsidized, students may not apply for this type of loan. If awarded a Perkins loan, you will be notified by the Financial Aid Office.  (Most recipients are typically third-year students.)

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