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Eliminating Interest Capitalization on Student Loans is a Win for Borrowers

February 7, 2022 by John Huston Banking and Finance Education Tax Policy

In the fall of 2021, the U.S. Department of Education (“Department”) began the rulemaking process to amend federal student loan regulations to eliminate interest capitalization events for student loan borrowers.[1] Under current Department regulations…

Banking & Poverty: The Case for Eliminating Account Maintenance Fees

December 9, 2021 by David E. Beale Banking and Finance

The U.S. banking system “has become a reverse Robin Hood, taking money from those with less and giving to those who already have.”[1] A recent survey by the Federal Deposit Insurance Corporation (FDIC) indicated that over seven million unbanked individuals…

Know Your Rights

May 10, 2021 by Aburiyeba Amaso Rights

Now more than ever, knowing your rights is essential. Systemic oppression has laid waste to marginalized communities leaving behind generational poverty. The past year has shown us the importance of holding government agents accountable. We must ensure…