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The Disparate Impact of Texas’ Abortion Ban on Low-Income and Rural Women

February 24, 2022 by Lindsay Johnson Access to Justice Health Rights

In September 2021, Texas Senate Bill 8 (SB8) took effect. SB8 prohibits abortion in the state after six weeks—before many women are aware they are pregnant. It is well known that abortion restrictions disparately impact low-income and rural women and…

Eliminating Interest Capitalization on Student Loans is a Win for Borrowers

February 7, 2022 by John Huston Banking and Finance Education Tax Policy

In the fall of 2021, the U.S. Department of Education (“Department”) began the rulemaking process to amend federal student loan regulations to eliminate interest capitalization events for student loan borrowers.[1] Under current Department regulations…

Banking & Poverty: The Case for Eliminating Account Maintenance Fees

December 9, 2021 by David E. Beale Banking and Finance

The U.S. banking system “has become a reverse Robin Hood, taking money from those with less and giving to those who already have.”[1] A recent survey by the Federal Deposit Insurance Corporation (FDIC) indicated that over seven million unbanked individuals…