SAVE BORROWERS– we haven’t advised anyone to switch out of the SAVE plan.

The SAVE forbearance is expected to remain until mid-2026 unless a court decision speeds up the timeline.  While this time is not automatically counting for PSLF, the Department of Education will count it under the Buyback Program.  Once you cross the 120th month you submit the request.  The Department will calculate the payments due (it will be based on the lower of the payments at the start OR at the end of the forbearance), and LRAP will assist with the payments based upon your income-determined coverage level.

Do NOT make any unscheduled payments on your loans since they are in a forbearance and will not be covered by LRAP.  Please hold on to any LRAP funds that we’ve provided for the July – December 2024 term since they will be recalculated.

We are currently leaving everyone in an active status for LRAP unless you let us know you are no longer in your approved LRAP position.  We are watching this development very closely and we will reach out once you need to take action.  We will let you know what IDR plan to select, and when to reapply for LRAP. Continue to sit tight.

For detailed application instructions and the online applications for both new and renewal LRAP applicants, please visit our LRAP Instructions and Online Applications page.

If you are unable to log into the LRAP Application, please follow the instructions at the link below to have your password reset.

Main Campus recommends emailing a government-issued photo ID to help@georgetown.edu along with your NetID. Once you have confirmed your identity with the Help Desk, they will reset your password and give you instructions to successfully log into the system. Please call the Help Desk directly at 202-687-4949, if you need further assistance with this process.